Student credit cards can be a target for hackers, and Kay, a 23-year-old college student in Florida, recently had a card stolen.
She was able to use it for only $1,000 worth of purchases and had no idea the card was stolen until it was reported by her father and brother.
“I just thought it was a joke, it was just a joke.
And it’s not funny, it’s devastating,” she said.”
You feel bad about yourself, and you’re not going to be able to pay for everything you wanted, and then it just happens.”
Kay’s parents were able to get a refund, but it took several months for Kay to learn the extent of the damage.
“It was just devastating, the amount of credit card debt that she had, the things that she was going through,” her father, Sean, said.
The couple started paying off the credit cards when Kay’s dad went to work, but he said they had to give up paying off them and then started paying her bills when he had to leave for a business trip.
“We’ve got to make the sacrifices, we’ve got our backs to the wall,” Kay said.
She had no choice but to give in and give up.
“She’s just going to get worse, we’re going to end up like a house in shambles,” Sean said.
Kay said she’s been going through a tough time.
“When we get through this, we’ll be a little bit happier, a little more hopeful,” she told News24.
Kay’s dad has a history of depression and anxiety and she said she was devastated when her credit card was frozen in June, and now the cost of living has risen significantly.
“The first month I was out, I was like, ‘Why is everything so expensive?’
And then you start paying off more and more debt, and that’s just the way it is,” she explained.”
For her to get this is so devastating.
I think she’s just so overwhelmed, so overwhelmed by the way things are.”
Sean said he’s had to look after his daughter, but now has to look for other work.
“That’s the first thing that she says she wants to do is find work.
She wants to be out there,” he said.
“It’s really hard, it really takes a toll.”