Rei credit cards offer the best rewards points, and they’re also a great way to spend on your favourite things.
We’re not just talking about the cards you can redeem on sites like Amazon, Target and Best Buy, though those are the big spenders, too.
Credit card rewards are a great perk when it comes to getting your hands on some cash and some perks, but they can also make you feel better about spending.
So let’s take a look at the top 5 credit card reward points that are worth it, starting with the best of the best.1.
Chase Sapphire Reserve credit card (0.25% APR, 0% down)The Chase Sapphire Preferred has a 1.5% annual fee that is waived on purchases, so there’s no penalty for paying for your purchases in full.
The card offers a $1,000 sign-up bonus for new Chase Sapphire customers, and you can get this bonus on your first purchase of $1 million or more, per the Chase Sapphire website.
The annual fee is waived for new Sapphire customers who spend at least $3,000 in total on eligible purchases each year, per Chase.
This is great for those who don’t have the time to travel often.
If you’re looking for a more budget friendly option, there are also other rewards available.
For example, the bonus on the card is worth a $10 bonus on gas purchases.2.
Visa Signature credit card(0.75% APR)The Visa Signature card is a great option for those looking to save money on credit card fees.
There are two main perks to this card, the first is the $1 annual fee waived on all purchases, meaning it can save you money on your card balance even if you spend a lot.
The second perk is that you can transfer your unused balance to your new card.
This makes the card even more versatile than the Chase Preferred.3.
American Express® Premier Rewards credit card offer 2% cash back on all spending and 1% cash on all online purchases (1% bonus on online purchases)The American Express Premier Rewards card has an outstanding 1.25%, 2% and 2.5%, respectively, on all of your spending and on all your online purchases.
If that doesn’t sound like a lot, that’s because it is.
This card offers up to $250 in cash back per transaction, but you can also add on another $100 towards the purchase of other cards if you don’t spend enough on a given purchase.
You can also earn 5% cashback on all other purchases.4.
Amex® Ink+ Platinum card offer 1% off select Amex, Chase and USAA purchases on up to 2 cards, with a $250 annual fee (0% cash)1.
AmEx Platinum® Card offer 1.75%-2.5 percent cash back and 2% on select AmEx, Chase, USAA and American Express purchases on select cards.
This fee is not waived on Chase, Chase Sapphire or USAA credit cards.
The cashback offers expire April 30, 2019.2, Amex Platinum® card offer 0% on all Amex purchases on cards with annual fees, and 0% cash cash back (0%).0% on Amex and Chase credit cards, and a $50 annual fee.
AmEX Platinum Card offer 0%, 1%, 2.25%-2% and 1.2% cash backs on all card purchases.
Am EX Platinum Card offers 0% and 0.75%, 2%, 3% and 3.75 percent on all eligible purchases.
The 0% off Cashback offer applies to Chase Sapphire and US Airways credit cards only.3, AmEX® Ink+, Platinum and Gold cards offer 0%-2x points on select purchases, and 1-2x on all AMEX purchases, with no annual fee or minimum spend required.
AmE Ink+ offers 0%-1.5x on eligible AmEX purchases.0% Cashback on AMEX Platinum and Ink+ cards.0%, 0.25, 1%, 1.9%, 2%.
AmEX Gold offers 0%, 0, 0.5, 1.4%, 1% and 4% cashbacks on all non-Amex purchases.
This 0% offer is not available on all cards.4, American Express Ink+ card offer 5% off eligible Amex®, Chase, and US AA purchases on 2 cards with no Annual Fee or Minimum Spend required.0, 1% on AME Ink+, Amex or US Airways Credit Cards, and the 2% off AmEX, Chase or US AA cashback offer expires April 30th 2019.0.5¢ on AMex Platinum, Ink+ and Gold purchases, or the 0.2¢ cashback offered on all USAA cards.1¢ on all Chase Sapphire, US Airways, and American Star credit cards with an annual fee of $300.0¢ on AmEX