If you’ve been looking for the perfect card to start your credit journey, you might be disappointed.
However, if you have a credit card with a lower APR, you should definitely check it out.
The APR is the lowest rate that a credit union offers on its own card, so the lower the APR, the better.
Credit unions have a lot of credit cards with low-interest rates, but if you use your card responsibly, you can actually earn better rewards for the same money.
In this article, we’ll show you how to save money by signing up for a credit cards that offer low-cost rewards.
We’ll also walk you through how to maximize your rewards by shopping around for the best offers on each card.